The Princess of Wales often wears modest baubles and petite pieces of jewelry for royal engagements. For daily duty, she’s inclined to wear simple chains, delicate earrings and low-key cuff bracelets.

Kate wearing $2.51 Accessorize Hammered Knocker Earrings

Appearing less than extravagant in her accessory shopping habits, the mom of three seeks out a good bargain and will often wear sparkling suites and heirloom jewels only on special occasions. Periodically bedazzled, the princess prefers to keep her most glittery bling tucked away for lavish royal ceremonies and palace pomp.

Since her early days pre-princess, she successfully crafted fashion looks with minimally priced precious stones and high street adornments.

Here are 8 of Kate Middleton’s Best Budget Friendly Jewelry Brands:

1. Accessorize

When she’s not in the mood for an opulent and ostentatious jewelry display, Kate will frequently turn to this affordable London outlet. Similar to U.S. based Claire’s, this store offers an array of costume jewelry, seasonal styles and chunky statement designs. The princess especially covets the brand’s bohemian designs and trendy pieces; she owns over a dozen ceramic drop earrings, a jasper necklace and a crystal cocktail ring from the chain.


2. Missoma 

The future Queen loves the charming and chic hoops and handcrafted huggie earrings from this demi-fine jewelry brand based in Notting Hill. She wears the label’s metaphysical and meaningful pieces often. The princess frequently dons the Zenyu (meaning “complete healing” in Japanese) chandelier gold hoops and rhodochrosite (symbolizing love) gold vermeil pyramid earrings on royal repeat.


3. Zara

Kate is a master of mixing budget bling with couture clothing (case in point: her $23 Zara cascading earrings paired with a one-shoulder ivory McQueen dress for the BAFTAs red carpet in 2023). The princess pulled off the fashion feat again wearing the budget Spanish brand’s sparkling $25 crystal beaded choker necklace paired with a designer dress by Roland Mouret for a movie premiere in December 2013.


4. Spells of Love

The princess owns four pieces of jewelry from this accessory maker. Operating from a small studio in the center of Wales, the demi-fine jewelry company specializes in ethically produced and handcrafted pieces. Kate loves the teardrop garnet earrings with a price tag of around $120 and the medium twisted hoops costing $75. She’s also worn the thick rectangular Alia hoops (with a price tag of $99) and the double strand beaded satellite necklace (costing around $106).


5. Shyla London

Only recently has the princess begun a love affair with this delicate jewelry brand offering artistic and affordable accessories. Founded in London by Alice Blofeld, who studied philosophy in school, the jewelry maker creates vintage inspired pieces infused with contemporary appeal. Kate owns the $88 Shyla Rosalia pearl hoops, the $93 Shyla Biaritz Squiggle hoops and the $90 Shyla Chunky Knot baroque earrings.


6. Sezane 

Partial to the boho earrings, textured buckle belts and howlite cuffs from this sustainable fashion brand, Kate owns nearly 10 pieces from the French Girl label. Launched in 2013 by Morgane Sézalory, who sold vintage clothing via a website, the brand today operates in major cities around the world and is sold in boutique brick-and-mortar locations in Paris, Austin, Los Angeles and New York. Kate typically pays $100 for the brand’s special statement earrings and bangles.


7. Monica Vinader

Owning four pieces of jewelry from this line, Kate enjoys wearing Monica Vinader pieces for overseas tours, business functions and award ceremonies. The mom of three has worn the modern British jewelry brand’s onyx green earrings (costing just under $200) a handful of times. Plus, she’s stepped out in the the Nura baroque pearl pendant charm (priced around $88) paired with the brand’s 18 carat gold plated vermeil vintage chain (costing $248). In addition, she’s worn pricier statement styles from the ethically produced line including the Riva diamond bib necklace ($2500) and Riva cluster earrings ($935).


8. Carousel Jewels

The princess loves this handcrafted small batch jewelry brand which creates meaningful modern accessories with nostalgic details. Kate has donned the Carousel Jewels Aquamarine Delicate Orb earrings ($175) and the Carousel Jewels Lapis and Moonstone Earrings ($165). Featured in Netflix’s Bridgerton, the princess likely is attracted to the slow fashion label as they produce responsibly handcrafted designs, have recyclable packaging and plant a tree for every order.